Features – Page 2
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Features
Withstanding the forces of nature
A country’s entire population cannot live in a few select locations that are not vulnerable to natural disasters, but good precautions can make any place more resilient. By Robert Morelli
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Features
Who pays for hurricanes?
For decades residential and commercial property insurance policyholders in the United States have had a place to go if they are having difficulty obtaining coverage in the standard market. By Claire Wilkinson
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Features
Delivering the promise
Nathan Skinner runs his eye over the multitude of risks faced by companies who neglect ethical behaviour
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Features
How do coastal cities fare under rising flood risk?
Rising sea levels will amplify the flood risk in coastal cities like Miami, New York, Rotterdam and Guangzhou, while population increase and economic growth will increase the value of the assets at risk to new levels By Celine Herweijer and others
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Features
The Hayward fault: Is it America’s most dangerous?
A repeat of the 1868 Hayward fault California earthquake today would have enormous consequences. Property worth more than $500 billion and approximately 5 million people in six surrounding counties would suffer badly from such a quake. By Thomas Brocher and other members of the 1868 Hayward Earthquake Alliance
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Features
Talking about modelling
The cost of homeowners’ insurance is a very sensitive subject in US coastal states, and the role that catastrophe models may play in helping underwriters determine rates is bringing them under increasing scrutiny from politicians. By Lee Coppack
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Features
Bringing brush fire risk under control
In the last decade US brush fire exposures have nearly tripled and the frequency of such events is clearly on the rise. By Amy Block
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Features
The financial consequences of natural disasters
There is significant value for the public sector to shift from a disaster relief approach – looking for financial support after an event – to one which includes the accumulation of funds and the spreading of risks before a loss occurs. By Reto Schnarwiler
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Features
No more easy oil
The development of deep water fields, often in remote locations lacking infrastructure, poses new challenges to the offshore energy industry, which must operate facilities safely over 20 to 30 years in harsh environmental conditions. By Phil Thomas and David Brown
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Features
Post-Katrina Litigation, Shows Need for Clarity
Hurricane Katrina was the single largest loss in the history of the insurance industry. Its place in the annals of insurance is also secure by virtue of it being the single most litigated loss on record. By Claire Wilkinson
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Features
How Building Codes Reduce Catastrophe Losses
Buildings completed under the requirements of a new Florida building code withstood hurricane winds in 2004 and 2005 while neighbouring, older properties were destroyed. But it should not take a disaster for our communities to adopt, implement and enforce the building safety codes that save lives every day. By Richard ...
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Features
Insurers bracing for a rougher ride
Karin Clemens asks whether the current market is sustainable
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Features
Holding on to what they've got
Insurers are competing fiercely for business. And that has to be good news for buyers, says Guy Malyon
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Features
Steel Industry Loss, Reinsurance Gain
The discovery that he definitely did not want a career in the steel industry propelled a young graduate mechanical engineer in North Carolina to New York City and into the arms of the insurance industry. By Lee Coppack
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Features
A Healthy Appetite for Insurance Risk
Capital markets’ investment participation in insurance risk continues to grow at a remarkable rate. By Cory Anger
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Features
A Research Agenda for London Flood
More attention needs to be given to the management of flood risk, specifically the role of insurance in this process. By Professor Edmund Penning-Rowsell
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Features
Reducing Supply Chain Risk from Extreme Events
Businesses today outsource many operations to partners, many of whom may be critically exposed to extreme events and beyond of the control of the firm’s risk management programmes. By Marc Lehmann and Kenneth Travers
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Features
Geohazards and Infrastructure Projects
Infrastructure is an essential element in the immediate, as well as long term, recovery from a catastrophe. Identifying geological risks to infrastructure projects is, thus, an essential part of catastrophe risk management. By Matthew Free and Sara Anderson
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Features
How Planning for Terrorist Attacks Worked for Hurricanes
Major incident training put in place by a large commercial property investor because of terrorist attacks proved its value in the face of US hurricanes. By John Smith
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Features
Insiders are the biggest enemy
Much security effort is expended on preventing external IT breaches, but the potentially catastrophic threats reside internally, warns Edward Wilding
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