As regulation, climate risk and captive demand reshape multinational insurance, HDI Global’s Phil McDowell explains why businesses need more than a patchwork of local policies – they need the consistency, control and reach that a truly global programme delivers.
The insurer chief executive additionally pointed to MGAs, parametric policies and distribution channels as prime areas of innovation that could impact risk professionals

Businesses are making investment decisions over three-to-five-year horizons while insurance remains largely tied to an annual cycle. FERMA is calling for longer-term relationships with insurers and greater clarity over how insurance will respond to AI.
‘Property businesses are becoming increasingly reliant on digital systems while continuing to hold large amounts of sensitive personal and financial information,’ says analyst
Carl Leeman, chief risk officer at Belgium-based logistics, warehousing and engineering company Katoen Natie, explores the risk landscape around M&A activity, sharing insight picked up during his firm’s recent acquisition trail
This alternative insurance is a vital tool for risk managers worldwide needing fast liquidity and more certainty in the face of climate volatility. A report from Generali, in partnership with the UNDP’s Insurance and Risk Finance Facility, shows how governments, businesses and critical services are building resilience in these high-risk ...
Calculating insured values traditionally demands a huge number of specialist man-hours. Michel Josset outlines how automotive technology leader FORVIA Faurecia is now using the powers of AI to crunch a lot more data, getting them where they need to be in half the time.
Workplace injuries are common across film, television and theatre, yet many never appear in claims data. New research is examining the reporting gap and what could improve prevention.
Although believing that artificial intelligence is ‘an insurable exposure’, explicit coverage is still hard to find as use cases around the technology continue to evolve and differ vastly between businesses, says underwriting director
Alistair Moodie, chief product officer at risk analytics platform SAMP Risk, discusses how heatwaves are impacting the power market, pinpointing that static surveys do not provide coherent enough data to support risk transfer
The SR:500 Emerging Risks survey reveals a landscape dominated by accelerating and interconnected threats. Against this backdrop, risk management must be embedded earlier in decision making to strengthen resilience.
Data centres are at the heart of the digital economy, but rapid growth, energy constraints and evolving risks are testing their resilience. At an SR:500 event in partnership with FM, experts discussed the challenges facing the sector and how risk managers are responding.
The executive and professional lines market is offering its most favourable pricing in years – but beneath these softening conditions, global tension, rising insolvencies and digital enforcement are ever-harder to navigate. Smart buyers will use the moment to secure better cover with partners built to last, writes BHSI’s Scotland Walsh-Riddle.
As regulation, climate risk and captive demand reshape multinational insurance, HDI Global’s Phil McDowell explains why businesses need more than a patchwork of local policies – they need the consistency, control and reach that a truly global programme delivers.
Four risk experts explore how organisations can quantify risk against business objectives, demonstrate the return on investment of risk management and use AI and modern GRC tools to support better strategic decisions, while retaining the human judgement needed to turn data into meaningful insight.
In partnership with 
As nat cats grow more severe, insurance gaps are widening - but parametric solutions might hold the key to resilience, says Dianna Nelson, a senior structurer at Swiss Re Corporate Solutions