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HDI Global: Multinationals need global insurance programmes as local risks shift

As regulation, climate risk and captive demand reshape multinational insurance, HDI Global’s Phil McDowell explains why businesses need more than a patchwork of local policies – they need the consistency, control and reach that a truly global programme delivers.

catastrophe

Lower catastrophe losses give risk managers a window to strengthen protection

First-half catastrophe losses remained manageable for insurers, but regional extremes, earthquakes, heat and shifting weather patterns show why organisations should use improving market conditions to address gaps in their resilience.

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