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HDI Global: Multinationals need global insurance programmes as local risks shift

As regulation, climate risk and captive demand reshape multinational insurance, HDI Global’s Phil McDowell explains why businesses need more than a patchwork of local policies – they need the consistency, control and reach that a truly global programme delivers.

Simon Waine, Gallagher

Airmic 2026: Claims mitigation and insurance policy limits becoming higher priorities for risk managers

‘The more you mitigate claims, the more risk you can take on your balance sheet – and then insurance becomes a stopgap insurance, as opposed to just something I need for day-to-day activity,’ says division managing director

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