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The-evolution-of-international-programmes

HDI Global: Multinationals need global insurance programmes as local risks shift

As regulation, climate risk and captive demand reshape multinational insurance, HDI Global’s Phil McDowell explains why businesses need more than a patchwork of local policies – they need the consistency, control and reach that a truly global programme delivers.

survive, thrive or die

The Big Question: Will insurance survive, thrive or die as interconnected risk landscape evolves?

Insurer leaders took to the plenary stage at Rotterdam’s FERMA Forum 2026 event in October, providing an array of thought provoking stances on the risk and insurance industry’s status quo, direction of travel and which pivots are central to sector futureproofing