As regulation, climate risk and captive demand reshape multinational insurance, HDI Global’s Phil McDowell explains why businesses need more than a patchwork of local policies – they need the consistency, control and reach that a truly global programme delivers.
Although research demonstrates that drone usage can reduce a business’ net risk profile overall, risk professionals must think strategically about combating pilot errors as ‘the human in that chain is the weak link’ contributing to claims costs

FERMA and WBCSD are developing a common framework to help companies demonstrate the value of prevention, secure capital and protect insurance capacity
Resilience recorded no AI-specific incurred losses in the first half of 2026, but phishing, social engineering and transfer fraud accounted for 85.3% of losses across its portfolio.
This alternative insurance is a vital tool for risk managers worldwide needing fast liquidity and more certainty in the face of climate volatility. A report from Generali, in partnership with the UNDP’s Insurance and Risk Finance Facility, shows how governments, businesses and critical services are building resilience in these high-risk ...
As cyber threats escalate and insurance markets tighten, a group of major corporates—including Sonepar—are using a mutual captive model to share risk, intelligence and resilience strategies.
When the Russia–Ukraine conflict erupted, WTW faced critical decisions about safeguarding staff, protecting clients, and maintaining its global reputation. Pamela Thomson-Hall reveals how the firm navigated the geopolitical crisis at pace, and the leadership lessons learned under fire.
Although research demonstrates that drone usage can reduce a business’ net risk profile overall, risk professionals must think strategically about combating pilot errors as ‘the human in that chain is the weak link’ contributing to claims costs
‘The more you mitigate claims, the more risk you can take on your balance sheet – and then insurance becomes a stopgap insurance, as opposed to just something I need for day-to-day activity,’ says division managing director
Toby Clegg, chief executive at UK-based broker Clegg Gifford, gives his unique perspective on today’s risk register – as a general insurance broker stranded in Dubai with his family after their holiday plans fell apart due to the conflict hitting the Middle East
The SR:500 Emerging Risks survey reveals a landscape dominated by accelerating and interconnected threats. Against this backdrop, risk management must be embedded earlier in decision making to strengthen resilience.
Data centres are at the heart of the digital economy, but rapid growth, energy constraints and evolving risks are testing their resilience. At an SR:500 event in partnership with FM, experts discussed the challenges facing the sector and how risk managers are responding.
The executive and professional lines market is offering its most favourable pricing in years – but beneath these softening conditions, global tension, rising insolvencies and digital enforcement are ever-harder to navigate. Smart buyers will use the moment to secure better cover with partners built to last, writes BHSI’s Scotland Walsh-Riddle.
As regulation, climate risk and captive demand reshape multinational insurance, HDI Global’s Phil McDowell explains why businesses need more than a patchwork of local policies – they need the consistency, control and reach that a truly global programme delivers.
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As nat cats grow more severe, insurance gaps are widening - but parametric solutions might hold the key to resilience, says Dianna Nelson, a senior structurer at Swiss Re Corporate Solutions