Features – Page 3
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The new pollution
Once just a ‘low likelihood’ technical concern, environmental liability is now seen as a standard business risk, moving fast up the priority list. More companies are considering using their captives
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Captives after the crisis
Captives proved their long-term importance as businesses held steady through the recession, writes Paul Allen. But Solvency II and other regulatory reforms could shake up its future
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Bear vs bull
Their extreme conservatism may have helped captives escape the recession relatively unscathed, but is it time to take the bull by the horns and make their investments work harder? As Helen Yates is told, fortune still favours the brave
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Anders Carlsund, chief executive, S:t Erik Försäkring
S:t Erik Försäkring was the first public sector captive insurance company in Sweden. Based in Stockholm, it provides cover for activities run by the capital city. Nathan Skinner spoke to chief executive Anders Carlsund
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How to: Understand the ELD
Countries have been slow to implement the Environmental Liability Directive. Andrew Williams asks: has progress been made?
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The events that rocked our world
Terrorism, war, natural disasters and financial ruin - the past decade saw it all. Nathan Skinner takes a look at these incidences and how the risk management world has changed as a result. For better or for worse, we'll never be the same again
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A whimper and a bang
For European risk managers, the first decade of the third millennium began with the event that didn’t happen, the year 2000 or Y2K bug. As the decade continued, it brought fresh challenges to European risk managers, writes Lee Coppack
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Towards a better world
Sustainability, ethical standards and anti-corruption measures - these are the three big issues that should be dominating every corporate agenda, bellieves Nathan Skinner
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Facing the facts
Risk management has entered the public consciousness. But there's a major problem: you can'f force people to apply it, as Peter Davy explains
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Protect yourself
With financial collapse usually comes a steep rise in executive liability claims, and yet the hard market expected for 2009 never materialised. But there is still scope for things to change in 2010? Thibaud Hervy at HCC takes a closer look
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Dangerous results
2009 was a relatively mild year for natural catastrophes, with losses well below average. But with the tragedy in Haiti in January, and rising global temperatures continuing to put certain regions under pressure, there is no cause for complacency, argues Nathan Skinner
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Tools for change
Tony Dowding sheds light on risk engineering and explains how a process associated with property protection can help firms fine tune their liability exposure
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A world of difference
Laws relating to directors' liability vary across Europe - while the spectre of US extradition looms in the background, writes Neil Hodge
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Collective bargaining
As the European Commission proposes a system of collective redress, some critics fear a move towards US-style class actions says Neil Hodge
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The view from Europe
Nathan Skinner summarises what is happening in Europe’s risk management associations
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The underwriter evolves
The factors that drive underwriters are changing, and corporate insurance buyers who adapt will make their companies a more attractive risk, says Raj Ahuja
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The way ahead
With the theme of this year’s FERMA forum being the future of risk management, Lee Coppack looks at how the risk manager’s role is evolving in Europe
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Gaining credit
Throughout the production and supply chains, credit lubricates transactions. But oiling the wheels is getting more difficult now, Tony Dowding writes
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The Cyprus connection
Producing fake products is a useful source of income for organised crime and terrorist groups. And Cyprus, a relatively small island in the Mediterranean, is starting to play a pivotal role. Alan Waring explains
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Rising to the occasion
Last year, UK risk management association AIRMIC announced initiatives to promote better claims handling by insurers and to challenge the issuing of issuing reservation of rights when large claims are made. Graham Buck offers a progress report