All hard market articles
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AnalysisLondon-based Cyber MGA launches with parametric policy
The policy has two triggers: the level of malicious activity targeting a company, and a subsequent loss in value
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OpinionIs the cyber crunch behind us?
Financial Lines markets across Europe are experiencing rapid change as rates begin to taper off
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AnalysisCommercial insurance rates continue to moderate, says Marsh
Cyber rates continue to rise at slower pace; financial and professional rates fall for a second quarter
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Analysis‘Green shoots’ as insurance pricing begins to soften - Airmic
The pace of increase in directors’ and officers’ liability insurance premium rates is slowing
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AnalysisCommercial insurance rate hikes continue
Insurance pricing rose by an average of 5.7% in 2022, the sixth consecutive year of rate increases
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AnalysisWhy cyber is the biggest risk for 2023
Cyberattacks in Europe have been growing steadily, but the insurance capacity crunch continues
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AnalysisAirmic: Risk management is a ‘two-way street’
Association responds to Munich Re’s calls for pricing discipline; Says members should be “recognised and rewarded” by insurers
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AnalysisEurope’s captives ‘show their worth’ through challenging market
AM Best has observed an uptick in the use of existing captives in response to the hardening market conditions
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OpinionEuropean D&O: Heading towards a perfect storm?
Inflation, post-pandemic fallout, geopolitical instability, rocketing energy prices, and an increased focus on ESG has heightened D&O exposures
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AnalysisPlugging gaping holes in protection
Does the creation of a mega captive in Europe reflect poorly on commercial insurers, and what are the risks involved?
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OpinionEvolving attitudes to cyber risk
Why some businesses are re-evaluating their attitude to cyber coverage amid rising premiums and tougher terms
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AnalysisLegal claims against insurers surge by nearly 280%
Corporations are now more than three times as likely to have to sue insurers to get their claims paid, finds Mactavish
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AnalysisGlobal commercial insurance rates up 6% in Q3 - Marsh
Globally, cyber insurance pricing increased 53% in Q3, with hikes of 66% in the UK
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AnalysisFerma: Panel tackles $10 trillion cyber accumulation
European risk managers faced up to insurance bosses as they discussed the ‘industrialisation of crime’
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AnalysisMarsh extends ESG-led D&O capacity to European firms
Decision follows an increase in European Union regulation concerning ESG and sustainability reporting
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AnalysisD&O facing crunch renewal as capacity slowly comes back in
There has been a correction in the D&O market post-pandemic, but this has not been seen across the board, says senior underwriter
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AnalysisAmrae welcomes proposals to resolve cyber capacity crunch
Risk association welcomes “major milestone for the cyber resilience of the economy” and calls for rapid action
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AnalysisPower sector faces rising rates amid volatile risk landscape
Power insurance market will harden further due to constrained capacity and a ‘disappointing’ loss record - WTW
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AnalysisD&O insurance pricing begins to ease
Rates for D&O decreased in Q2, albeit at a slower pace than they had increased during the hard market cycle - Aon
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AnalysisThe risk of underinsurance posed by inflation
Brokers have a ‘real opportunity’ to showcase their value in the face of cost and supply chain pressures
