Medical plans discriminate against unmarried couples.

Many private medical plans discriminate against unmarried couples, according to a survey of 527 company-sponsored plans conducted by consultants William M Mercer. Over half the plans restrict cover to legally-married couples, with only 48% permitting membership by common-law spouses and only 44 % allowing cover for same-sex partners.

“Surprisingly, a number of plans appear to be out of tune with current trends,” said Steve Clements, Partner at William M Mercer. “As things stand, many employers could be accused of acting unjustly. However, with the increasing emphasis on equal treatment, there are signs that companies are starting to address the issue.”

SR Q2 2025 Edition